Best CD Rates Today, January 21, 2026 (Earn up to 4% APY)
Deposit account rates are decreasing. The good news: You can secure a competitive return with a certificate of deposit (CD) today and preserve your income-generating ability. In fact, the best CDs still pay rates above 4%. Read on for a rundown of current CD rates and where to find the best deals. Today, CDs typically…