A personal line of credit is a flexible lending tool that gives you a set credit limit that you can draw on when you need it. It’s useful when expenses are irregular or difficult to predict, such as home repairs or inconsistent income from freelancers. But that flexibility goes both ways. “Personal lines of credit…
Americans are getting smarter with money, but financial mistakes still cost the average adult nearly $1,000 each a year. According to the latest survey from the National Financial Educators Council (NFEC), Americans lost an average of $948 from mistakes made due to a lack of personal finance knowledge in 2025. In a nation of approximately…
Did you know that some people have no credit scores? If you don’t have much information on your credit reports, or if you haven’t had a loan or credit card in a long time, you may not have a credit score. This is also known as having a thin credit file. According to the Consumer…
By Arasu Kannagi Basil Jan 20 (Reuters) – US Bancorp Chief Executive Gunjan Kedia warned on Tuesday that President Donald Trump’s proposed 10% cap on credit card interest rates would significantly impact its customers and the broader economy, echoing concerns raised by the banking industry. “Our estimate is that more than 90 percent of our…
Thawani Technologies (Thawani Pay), a fintech payments service licensed in Oman, has signed a strategic partnership with Network International to support innovation in digital payments and expand credit card capabilities in the country. The partnership follows Thawani Pay’s recent progress in the card sector, including obtaining a Visa license to issue credit cards. The agreement…
Bilt is known as a credit card for renters, but its latest launch makes homeowners eligible for mortgage payment rewards as well. With Bilt 2.0, Bilt has launched three new rewards credit cards with different annual fees, benefits, and rewards rates. Additionally, new Bilt cardholders get a 10.00% introductory APR on new purchases for the…
Klarna CEO backs Trump’s year-long plan to cap credit card interest rates. Sebastian Siemiatkowski says high rates trap low-income borrowers in costly debt. He says credit card rewards primarily benefit wealthier consumers. Klarna CEO Sebastian Siemiatkowski has expressed support for President Donald Trump’s call to cap US credit card interest rates at 10% for a…
A new survey from Credit Karma surveyed Americans on their top financial regrets in 2025, painting a snapshot of the high cost of living in the U.S. today. Nearly half of Americans say their finances got worse over the past year, with unexpected expenses disrupting their budgets in 28% of cases. The top three financial…
With its generous free samples and one-stop convenience, Sam’s Club is a favorite among savvy spenders looking for big savings. If you are currently a Sam’s Club member, the Sam’s Club® Mastercard® is a solid rewards credit card that can offer additional rewards and value. Reward Rate 5% back on gas (up to $6,000 per…
If you’ve tapped to pay by credit card, you’ve probably noticed that some merchants add a small fee for paying with credit instead of debit or cash. But what if the fee you paid depended exactly on what brand of credit card you had in your wallet? That’s a scenario consumers could face after a…
