Deposit Requirements

Best 1-Year CD Rates for January 2026 – Earn Up to 4% APY Over the Next 12 Months

amefika4 months ago06 mins

If you want to put your savings to work without taking on market risk, a 1-year certificate of deposit (CD) might be the right place for your money. With guaranteed returns and federal insurance, 1-year CDs are a favorite among savers who want better returns than a traditional savings account can offer, but without the…

Best 6-Month CD Rates for January 2026 – Earn Up to 4.05% APY

amefika5 months ago07 mins

Do you want to increase your savings without saving your money for years? A 6-month certificate of deposit (CD) can be the sweet spot between security, flexibility, and a better return on your savings than a typical savings account can offer. Our team evaluated dozens of accounts to determine the 10 best 6-month CDs available…