Mortgage and refinancing interest rates today, January 30, 2026: persist near one-year lows
National average mortgage and refinance delinquencies for the week remain just above one-year lows. According to Freddie Mac, the 30-year fixed mortgage rate for the week averaged 6.10%. A year ago it was 6.95%. The 15-year fixed rate had a weekly average of 5.49%. A year ago, it was 6.12%. Here are the current mortgage…