In a “normal world,” geopolitical unrest and economic uncertainty would drive bond yields lower as traders shift to “safe haven” investments. That would cause mortgage rates to fall. However, the specter of possible renewed inflation as oil prices soar in reaction to the Middle East conflict has actually pushed yields higher. According to Zillow Lender…
With rates falling, homeowners are getting excited about HELOCs and home equity loans. “While borrowers have been relatively timid about tapping into equity, declining borrowing rates could make tapping into home equity relatively more affordable in the future,” Cotality chief economist Dr. Selma Hepp said in an analysis. The average HELOC rate is 7.20%three basis…
Find out if now is the right time to put your money in a savings account. In 2024, the Federal Reserve implemented a series of cuts to the federal funds rate and those rates continued on a downward trend through 2025. As a result, deposit interest rates have fallen from their all-time highs. Still, it…
See which banks currently pay the highest CD rates. If you’re looking for a safe place to keep your savings, a certificate of deposit (CD) can be a great option. These accounts typically offer higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today…
Find out which banks offer the best MMA rates right now. The Federal Reserve cut the federal funds rate three times in 2024 and three times in 2025. As a result, deposit interest rates (including money market account rates) have been falling. It’s more important than ever to compare MMA rates and make sure you’re…
If you’re looking to boost your savings, a high-yield savings account could give you an above-average return to help your balance grow faster. However, not all banks offer high interest rates on savings accounts, so it’s important to shop around and find the most competitive savings interest rates available. Read on to learn more about…
Here’s a look at how current rates on high-yield savings accounts compare. The Federal Reserve cut the federal funds rate three times in 2025, meaning deposit rates have been steadily declining. It’s more important than ever to make sure you get the highest possible rate on your savings, and a high-yield savings account could be…
Find out which banks offer the best rates for money market accounts right now. As interest rates continue to fall following the Federal Reserve’s recent rate cuts, it’s more important than ever to make sure you’re getting a competitive rate on your savings. One option you may want to consider is a money market account…
As daylight saving time begins, many homeowners are preparing to enjoy their backyards. This increases the popularity of home equity lines of credit (HELOCs) and home equity loans. Using equity to improve the value and habitability of your home is a common use of a second mortgage. According to real estate analysis firm Curinos, the…
Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely among financial institutions, so it’s important to make sure you’re getting the best rate possible…
