Home equity lines of credit and home equity loans feature some of the lowest interest rates in years. Shopping for two or three of the best home equity lenders will help you find the lowest interest rate you can qualify for. If home improvements for spring are on your wish list, now is the time…
Current savings account rates still remain well above the national average. However, the Federal Reserve cut the federal funds rate three times in 2025, meaning deposit account rates are also falling. It’s more important than ever to make sure you get the highest possible rate on your savings, and a high-yield savings account could be…
Interest rates on home equity lines of credit (HELOCs) and home equity loans are near one-year lows. You’ll have the best chance of getting a below-market interest rate offer by taking our averages below and comparing a few lenders. With good credit and ample home equity, you may be able to get a better than…
Current mortgage rates are the lowest seen in years. While Freddie Mac reports the current fixed rate on 30-year home loans as 6.09%, Zillow’s lender marketplace reports an average rate of 5.85%. Is it a good time to buy a home or refinance your mortgage? Consider current rates and what you can afford, then shop…
Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely among financial institutions, so it’s important to make sure you’re getting the best rate possible…
Mortgage rates vary by state and by who reports them. If you’re looking for a rate under 6%, you’ll like Zillow’s rate compilation system. According to Zillow, the current 30-year fixed rate is 5.85%. Zillow gets rates from its marketplace of lenders, so they’re legit, and it’s the lowest rate we’ve seen in years. Here…
Rates on second mortgages, such as home equity loans and lines of credit, are as low as they have been in years. HELOC introductory rates, “teaser” rates that are well below market, are also surprisingly low. A Baltimore-area credit union, APGFCU, offers an introductory April rate of 1.99% for one year. According to real estate…
Find out if now is the right time to put your money in a savings account. In 2024, the Federal Reserve implemented a series of cuts to the federal funds rate and those rates continued on a downward trend through 2025. As a result, deposit interest rates have fallen from their all-time highs. Still, it…
See which banks currently pay the highest CD rates. If you’re looking for a safe place to keep your savings, a certificate of deposit (CD) can be a great option. These accounts typically offer higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today…
Mortgage rates fell a bit during the week. According to Freddie Mac, the average 30-year fixed rate fell two basis points to 6.09%. That’s just three basis points above the three-year low of 6.06%. The 15-year fixed interest rate fell six basis points to 5.44%. Discounts on new homes have surpassed the resale market “for…
