Find out if now is the right time to put your money in a savings account. In 2024, the Federal Reserve implemented a series of cuts to the federal funds rate and those rates continued on a downward trend through 2025. As a result, deposit interest rates have fallen from their all-time highs. Still, it…
Find out which banks offer the best MMA rates right now. As interest rates begin to fall following the Federal Reserve’s recent rate cuts, it’s more important than ever to make sure you’re getting a competitive rate on your savings. One option you may want to consider is a money market account (MMA). These accounts…
Rates on home equity lines of credit and home equity loans are impressively stable compared to a month ago. Steady rates are great news for homeowners who want to stay and focus on improving their properties. Today’s national average monthly HELOC adjustable rate is 7.24%. The average fixed rate on a home equity loan is…
Current savings account rates still remain well above the national average. However, the Federal Reserve cut the federal funds rate three times in 2025, meaning deposit account rates are also declining. It’s more important than ever to make sure you get the highest possible rate on your savings, and a high-yield savings account could be…
Federal Reserve Chairman nominee Kevin Warsh will tell Senate lawmakers on Tuesday that setting interest rates independently is “essential” but that the chairman’s views on monetary policy do not threaten the central bank’s independence. “Let me be clear: the independence of monetary policy is essential,” Warsh wrote in prepared remarks. “Monetary authorities must act in…
Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely among financial institutions, so it’s important to make sure you’re getting the best rate possible…
HELOC and home equity loans have reached their highest level since 2023, with lenders making more than 650,000 home equity loans in 2025 totaling $40 billion. Meanwhile, 1.5 million HELOCs were subscribed, worth $271 billion. You can access the equity in your home at the lowest rates in three years. The average HELOC rate is…
Find out if now is the right time to put your money in a savings account. In 2024, the Federal Reserve implemented a series of cuts to the federal funds rate and those rates continued on a downward trend through 2025. As a result, deposit interest rates have fallen from their all-time highs. Still, it…
Find out which banks offer the best MMA rates right now. The Federal Reserve cut the federal funds rate three times in 2024 and three times in 2025. As a result, deposit interest rates (including money market account rates) have been falling. It’s more important than ever to compare MMA rates and make sure you’re…
See which banks currently pay the highest CD rates. If you’re looking for a safe place to keep your savings, a certificate of deposit (CD) can be a great option. These accounts typically offer higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today…
