HELOC and Home Equity Loan Rates Today, February 4, 2026: Introductory Rates Drop Below 5%
Rates on home equity lines of credit and home equity loans continue to remain near or just below 7.5%. Introductory rates, which are typically valid for six months to a year, are 5% or less. For example, Fifth Third offers an introductory rate of 4.99% for six months. Today’s national average monthly HELOC rate is…