Mortgage and refinance rates today, January 5, 2026: Rates just over 6%, but look for even lower deals
Mortgage rates are barely above 6%, but some lenders already offer mortgage loans in the mid-5% range. According to Zillow data, the 30-year fixed mortgage rate is 6.01%and the 15-year fixed rate is 5.44%. Here are the current mortgage rates, according to the latest data from Zillow: Fixed for 30 years: 6.01% Fixed for 20…