HELOC Rates Today, October 20, 2025: Rates Have Been Falling Since Mid-September
The current average HELOC rate is 7.75%according to the analysis company Curinos. Home equity line interest rates hovered around 8% for most of 2025, but began to decline more significantly once the prime rate declined in mid-September following the federal funds rate cut. According to Curinos data, the weekly average HELOC rate is 7.75%, down…