Mortgage and Refinance Rates Today, January 18, 2026: Weekly Rates Drop 19 Basis Points
Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate has decreased 19 basis points over the past month and is now 5.90%. The 15-year fixed rate has fallen 16 basis points in this time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with…