Big Money Leaving XRP Just as Its First US ETF Launches

Big Money Leaving XRP Just as Its First US ETF Launches
Big Money Leaving XRP Just as Its First US ETF Launches

XRP is facing a stark divergence between retail enthusiasm and whale behavior, just days after the launch of the first XRP spot ETF in the US.

The token, now the fourth-largest cryptocurrency by market capitalization at approximately $136 billion, has long held a unique place in the digital asset ecosystem. Born in 2012 as a payments-focused alternative to slow and expensive international bank transfers, XRP has maintained one of the most loyal cryptocurrency communities despite spending years under regulatory pressure.

That pressure peaked in December 2020, when the U.S. Securities and Exchange Commission filed a landmark lawsuit accusing Ripple of selling XRP as an unregistered security. After a multi-year legal battle, a federal court ruled in July 2023 that XRP was not a security when traded on exchanges, a decision widely celebrated across the industry and seen as a major blow to the SEC’s aggressive enforcement campaign.

The ruling paved the way for institutions to re-enter the XRP ecosystem, a shift that has now culminated in one of the biggest regulatory milestones in the asset’s history: the launch of the first XRP spot ETF.

But despite the institutional catalyst, new data shows that whales are not buying the rally, they are selling it.

Related: Investment Firm Shuts Down XRP Army, Refuses to Make XRP ETF Monitor Flow

On-chain data shows that large wallets sold off heavily in the post-ETF enthusiasm:

“Whales dumped almost $200 million XRP in just 48 hours!” said popular cryptocurrency trader Ali.

Crypto whales are wallets that hold extremely large amounts of a cryptocurrency, often enough to move markets when they buy or sell. They can be seed investors, exchanges, funds, or high net worth individuals who control tens of millions (sometimes billions) in digital assets. Due to their size, whale activity can cause significant price swings and influence trader sentiment.

The selling pressure coincides with a notable breakout in XRP’s technical structure.

In the last 24 hours, XRP fell 4.3%, moving from $2.31 to $2.22, creating a clear pattern of lower highs and confirming short-term bearish momentum.

Cryptocurrency trader Tara, a widely followed technical analyst, told her followers that XRP is approaching critical buy zones and that volatility could intensify:

“XRP is starting to unravel and will soon hit buy targets! This REALLY could be one of the LAST buying opportunities where we get around $2!”

He emphasized watching Bitcoin closely:

“We need to watch Bitcoin (and the RSI!) closely when

Related: Ripple Co-Founder Makes Surprising $26M XRP Move as ETF Launch Nears

On Thursday, the Canary Capital XRP ETF (XRPC) officially hit the US markets after receiving Nasdaq certification. The launch was the debut of a best-performing ETF of the entire year, outperforming more than 900 ETFs that listed in 2025.

According to Bloomberg’s Eric Balchunas:

  • Trading volume: 58 million dollars on the first day

  • net receipts: Over $250 million, the highest of any ETF launch in 2025

  • Structure: In-kind creations, allowing ETF shares to be exchanged directly for XRP

Because in-kind flows do not appear as trading activity, the ETF generated massive institutional inflows that are not visible in volume figures.

ETF analyst Nate Geraci explained:

“Some people ask how it is possible to have ‘only’ a trading volume of $59 million, but inflows of almost $250 million… The answer? Creations in kind, which do not appear in the trading volume.”

The ETF’s initial success triggered a wave of bullish positioning by top-performing traders.

Nansen reported that “smart money” accounts added $44 million in net long XRP positions over 24 hours, even as whales were exiting.

Despite the ETF milestone, crypto markets are still in a risk-averse environment.

Bitcoin ETFs recorded $866 million in outflows on the same day, the second-worst outflow day on record, according to data from Farside Investors.

This story was originally published by TheStreet on November 17, 2025, where it first appeared in the MARKETS section. Add TheStreet as a preferred source by clicking here.

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