Chase is offering two IHG credit card bonuses for a limited time:
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: Earn 90,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening and up to 30,000 more points when you earn 3 bonus points in the first 6 months of account opening on purchases that earn 2x and 3x with up to $10,000 spent.
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: Earn 175,000 bonus points after you spend $5,000 on purchases within the first 3 months of account opening.
Both cards offer valuable bonuses, but we think IHG One Rewards Premier is the best deal considering its simplicity. It’s also a much more rewarding card with enhanced benefits, including a free anniversary night at IHG Hotels & Resorts.
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- Annual fee
$0
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welcome offer
Earn up to 120,000 bonus points: Earn 90,000 bonus points after spending $2,000 in the first 3 months and up to 30,000 more points when you earn 3x bonus points on purchases in the first 6 months with up to $10,000 spent.
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APR on current purchases
19.24% – 27.74% Variables
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Reward Rate
- Up to 17x more when you stay at IHG Hotels & Resorts
- 3 times in purchases on monthly bills, at gas stations and restaurants
- 2x on all other purchases
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Benefits
- $0 annual fee
- Redeem 3 nights and get the 4th night free
- Enjoy international travel with no additional charges on purchases made abroad
Why we like it: Features a low-cost option to earn IHG points on applicable hotel stays as well as everyday spending. While this card doesn’t offer the benefit of an annual free night award, you can still take advantage of the fourth night free on award stays. Plus, you don’t have to worry about foreign transaction fees when you travel abroad.
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Reward Rate
- Up to 26 points at IHG hotels and resorts
- 5x points on travel, dining and gas stations
- 3x points on all other purchases
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Benefits
- Earn one free night on every account anniversary and get a fourth free night when you redeem your points for a consecutive four-night stay at IHG properties.
- Receive a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- Access benefits including free upgrades, welcome amenities, and guaranteed room availability when you book at least 72 hours in advance
Why we like it: In our opinion, it is one of those available if you are loyal to the IHG hotel brand. The free night anniversary benefit alone is more than enough to offset the low annual fee, but you also get automatic Platinum Elite status and a Global Entry, TSA PreCheck, or NEXUS statement credit of up to $120 every four years to cover application fees.
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