Mortgage and Refinance Rates Today, January 25, 2026: Rates Stabilize
Current mortgage rates have stabilized. According to Zillow, the average 30-year fixed mortgage rate is now 6.00%. The 15-year fixed rate is now at 5.50%. Since these are national averages, you may qualify for an even lower rate. Shop around with a few mortgage lenders to find the best rate deal. Here are the current…