Here’s a look at how current rates on high-yield savings accounts compare. The Federal Reserve cut the federal funds rate three times in 2025, meaning deposit rates have been steadily declining. It’s more important than ever to make sure you get the highest possible rate on your savings, and a high-yield savings account could be…
By Arasu Kannagi Basil Jan 20 (Reuters) – US Bancorp Chief Executive Gunjan Kedia warned on Tuesday that President Donald Trump’s proposed 10% cap on credit card interest rates would significantly impact its customers and the broader economy, echoing concerns raised by the banking industry. “Our estimate is that more than 90 percent of our…
Mortgage rates are declining. The average 30-year fixed rate has fallen 83 basis points over the past six months, according to Zillow, and is now 5.90%. The 15-year fixed rate has fallen 59 basis points during this time, currently standing at 5.36%. Now could be a good time to buy a home or refinance your…
Current mortgage rates are below 6%. According to Zillow, the average 30-year fixed mortgage rate has decreased 19 basis points over the past month and is now 5.90%. The 15-year fixed rate has fallen 16 basis points in this time, now standing at 5.36%. To take advantage of today’s low mortgage rates, shop around with…
Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely among financial institutions, so it’s important to make sure you’re getting the best rate possible…
Interest rates on home equity lines of credit (HELOCs) and home equity loans have decreased significantly over the past year. The average HELOC rate surpassed 8% last January and has since fallen 81 basis points. The annual rate of home equity loans has dropped 40 basis points. It might be a good time to lock…
The average 30-year fixed mortgage rate has remained below 6% for a full week. The current 30-year rate is 5.90%according to Zillow. There’s no guarantee that rates will continue to fall, so if you’re ready to buy a home or refinance your loan, now might be a good time to lock in a mortgage rate….
The national average rate for home equity lines of credit (HELOC) has fallen to a new low in more than a year. The average home equity loan rate is down three basis points from last month, but it is not at its lowest point. Average HELOC rates are lower than HEL rates in general, but…
Find out which banks offer the best MMA rates right now. The Federal Reserve cut the federal funds rate three times in 2024 and three times in 2025. As a result, deposit interest rates (including money market account rates) have been falling. It’s more important than ever to compare MMA rates and make sure you’re…
See which banks currently pay the highest CD rates. If you’re looking for a safe place to keep your savings, a certificate of deposit (CD) can be a great option. These accounts typically offer higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today…
