David Ramos/Getty Images Meta’s capex will increase to $70-72 billion in 2025 from $30 billion in 2024. Operating margin expanded from 25% to 42% after eliminating 21,000 jobs in 2023. Meta is training Llama 4 on over 100,000 H100 GPUs. A recent study identified a single habit that doubled Americans’ retirement savings and turned retirement…
papadyphoto/iStock via Getty Images The Federal Reserve cut rates by 0.25% in December 2025 in a split 9-3 vote and signaled that future cuts could be paused. Early projections suggest that the Social Security COLA for 2027 could fall to a range between 2.3% and 2.6%. A 2.3% COLA would mark the smallest Social Security…
ThinkStock The SCHD ETF offers a decent yield and exposure to a diversified range of dividend producers. In contrast, the QQQI ETF pays frequent dividends and tempts investors with a huge annual return. A recent study identified a single habit that doubled Americans’ retirement savings and turned retirement from a dream into a reality. Read…
Delaying Social Security benefits until age 70 is often touted as a strategy to maximize lifetime income. However, this path comes with trade-offs, including the possibility of dying earlier, the need to dip deeper into your retirement savings while you wait, and the risk of future benefit cuts. These concerns could explain why few people…
A 401(k) plan is like a long-haul flight: Minor deviations along the journey can divert you thousands of miles and leave you at a completely unexpected destination. Unfortunately, many American workers unknowingly make these small deviations that jeopardize their retirement. This could be because many workers have difficulty understanding, tracking and managing their plans properly….
GaudÃLab / Envato Moneywise and Yahoo Finance LLC may earn commissions or income through links in the content below. In 2022, the most recent year for which data is available, the median retirement savings for Americans ages 55 to 64 was $185,000, according to the Federal Reserve (1). Let’s say you’re 63 years old and…
edahymn/Shutterstock Moneywise and Yahoo Finance LLC may earn commissions or income through links in the content below. During your working years, it’s important to have cash savings for unplanned expenses. These could range from home repairs to medical emergencies and a period of unemployment. But what if you are retired and therefore rely on your…
Canva: Monkey Business Images and DAPA Images Social Security replaces about 40% of pre-retirement wages for typical earners. Annuities provide guaranteed lifetime income similar to Social Security, but require an upfront payment to an insurance company. As a combination, Social Security and annuities could be a great solution for your retirement. If you’re thinking about…
Data shows that a good number of workers today do not have a 401(k) plan available. An IRA is a good alternative, but the lower contribution limits may trip you up. You can supplement IRA contributions with a taxable brokerage account and look into an HSA if you’re eligible for one. The $23,760 Social Security…
With a recession looming and the costs of essentials like housing and food continuing to rise and remain high, many middle-aged Americans are finding that finances are tight not only for themselves, but for their aging parents as well. According to a 2025 survey from LendingTree, nearly 1 in 4 Americans (28%) currently donate money…
