A VCA CareClub® plan covers a wide range of preventative care services for your dog or cat at VCA Animal Hospitals. Plans can pay for doctor-recommended vaccinations, fecal tests, x-rays and blood pressure checks, as well as unlimited wellness, sick and emergency exams.
VCA CareClub® is not pet insurance, so it will not cover treatments for accidents or unexpected illnesses. Each plan covers predetermined routine care services and includes several optional add-ons. If you’re looking for ways to save money on your pet’s preventative care, a VCA CareClub® plan could be a good option.
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Includes unlimited exams for well, sick, urgent and emergency visits.
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The plans cover the cost of the microchip and an annual membership.
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Clients get access to 24/7 live chat with a licensed veterinary professional
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It does not cover accidents or illnesses.
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Plans are locked in for one year, except in special circumstances.
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I can only use the plan for services at VCA Animal Hospitals
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VCA CareClub® plans cover certain routine care services that most pets need annually, such as wellness exams and vaccinations. Each plan includes a package of covered services and benefits that are valid at VCA Animal Hospital locations.
Because VCA CareClub® plans are not pet insurance policies, they have no deductible, copay, annual maximum limit, or waiting periods. The monthly cost of your plan covers all the services included in your plan, so you won’t pay anything more out of pocket.
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VCA CareClub® plans require no claims, which is another advantage. When you visit a VCA Animal Hospital to receive a covered service, such as a sick visit or dental cleaning, the cost is automatically covered. Unlike pet insurance, you do not need to pay upfront or file a claim for reimbursement.
The main benefit of a VCA CareClub® plan is saving money on your pet’s preventative care. VCA says its wellness plans can help you save up to 25% each year on routine care for your dog or cat, rather than paying for each service individually.
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VCA CareClub® plans cover some of the most important preventive care services for dogs and cats. The Access Plan is an affordable option with limited coverage. The Paws Plan is more expensive and provides coverage tailored to your pet’s age and breed.
Here’s what each VCA CareClub® plan covers:
In addition to these veterinary services, both VCA CareClub® plans provide exclusive member benefitssuch as discounts on essential pet health products such as medications, food, supplements, shampoo and dental products.
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A VCA CareClub® plan only covers certain types of routine pet care. You won’t pay for things that many pet insurance policies cover, including:
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The cost of a VCA CareClub® plan depends on the type of plan you choose. The Access Plan has a flat rate of $19.99, but offers limited coverage. A Paws Plan has a higher premium based on your pet’s specific needs and location. Some plans charge a one-time enrollment fee of $49.99.
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To give you an idea of what you might pay for a Paws Plan (less the registration fee), we’ve compiled sample quotes for various ages and breeds of dogs at various locations.
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No, VCA CareClub® does not offer a discount when you enroll multiple pets. If you have more than one dog or cat, they must be insured on separate plans. In comparison, most pet insurance policies offer a 5% or 10% discount when insuring multiple pets.
VCA CareClub® members can use the myVCA mobile app to access the 24/7 veterinary telehealth line, schedule appointments, request prescription refills and more. The app has excellent reviews on the App Store and Google Play Store.
You can purchase a VCA CareClub® plan in all 50 states and Washington DC. You can visit the VCA website to find a VCA animal hospital in your area.
No, your pet does not need a veterinary exam before you can purchase a VCA CareClub® plan.
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This is how you can contact VCA customer service:
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If you have questions about CareClub® plans, call 800-743-8838
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If you have general questions about VCA Animal Hospital and its services, please call 800-966-1822
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To send an email, use the online contact form
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VCA’s mailing address is 12401 West Olympic Blvd., Los Angeles, CA, 90064
You can only cancel a VCA CareClub® plan during the renewal period. Because the plan covers preventive care for one year, you cannot cancel your plan during the term. The only exceptions are the loss of your pet or a move. To cancel your plan, you must call VCA at 800-743-8838.
Tim Manni Edited this article.