Mortgage and refinancing interest rates today, February 8, 2026: a decrease of more than half a point in 6 months
Current mortgage rates are more than half a percentage point lower than they were six months ago. According to Zillow, the current average 30-year fixed mortgage rate is 5.95%a decrease of 53 basis points since the beginning of August. The 30-year refinancing rate is 6.07% today, a drop of 51 basis points since August. Now…