Mortgage and refinance rates today, January 17, 2026: Rates remain below 6%
The average 30-year fixed mortgage rate has remained below 6% for a full week. The current 30-year rate is 5.90%according to Zillow. There’s no guarantee that rates will continue to fall, so if you’re ready to buy a home or refinance your loan, now might be a good time to lock in a mortgage rate….